
Discover the ideal solution for your payments! With Sequra, you can pay the way you prefer, in easy monthly installments of up to 9 months, always with a small fixed cost per installment. Simple, fast and hassle-free!

Simple, Secure and Free. With 3x 4x Oney, wanting is easy… Paying is even easier!
3x 4x Oney is a personal credit that allows you to finance purchases made on the Marcolino website. It is a simple, easy, secure, and free way to pay for your online purchases, between €75 and €2,000, in 4 or 6 installments (no interest or charges). All you need is to want it, choose it, and buy.
To access the 3x 4x Oney solution, you must hold a Portuguese Citizen Card or a permanent residence card issued by the Portuguese Republic, with the exception of the Citizen Card under the Porto Seguro Agreement, and a Visa® or Mastercard® debit or credit card issued by an institution authorized to operate in Portugal, with a validity equal to or greater than thirty days from the end date of the chosen repayment period. Installment payments are exclusively made through direct debit on the bank card you indicate.
Everything you desire is just a click away!

Part of the BNP Paribas Group, Cetelem is the market leader in Portugal in personal credit, helping you make the projects you have in mind a reality. In close collaboration with Cetelem, MARCOLINO offers its customers a convenient way to access the products they desire today, without compromising their financial future.