1. Identification of the Credit Intermediary

Equação do Tempo - Relojoaria Lda

NIF: 507 944 097 Sede: Rua Santa Catarina, 84, 4000-441 Porto, Portugal

Contacts:

Tel.: +351 222 001 606

E-mail: geral@marcolino.pt

Banco de Portugal registration nº 0006230 as an ancillary credit intermediary accessory without exclusivity.

2. Identification of Lenders

BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL

Address Rua Galileu Galilei, nº2, 8º piso, Torre Ocidente, Centro Colombo, 1500-392 Lisboa 

Tel: 21 721 58 00

ONEY BANK - SUCURSAL EM PORTUGAL

Address Av. José Gomes Ferreira, nº9 - Sala 01 - 1495-139 Algés

Tel: 21 412 68 00

3. Authorized Credit Intermediation Services

For the exercise of credit intermediation activity on an ancillary basis, through the provision of credit intermediation services for the presentation or proposal of credit agreements to consumers, subject to the supervision of the Bank of Portugal. It is not authorized to receive or deliver any amounts related to the formation, execution and early fulfillment of credit agreements, under the terms of paragraph 1 of article 46. 81-C/2017 of 07/07.

4. Liability Insurance

Civil liability insurance concluded with Hiscox S.A. - Branch in Portugal

5. Complaints and Alternative Dispute Resolution Procedures

The presentation of complaints related to the exercise of credit intermediation activity can be made to:

Credit Intermediary, in the existing Complaints Book and made available by the Credit Intermediary in its establishments or in the electronic book (https://www.livroreclamacoes.pt).
Banco de Portugal, via the Bank Customer Portal (www.clientebancario.bportugal.pt), via the email address clientebancario@bportugal.pt, or by mail to Banco de Portugal, Apartado 2240, 1106-001 Lisbon.